PM Vishwakarma Yojana Eligibility Guidelines

PM Vishwakarma Yojana Eligibility

PM Vishwakarma Yojana is a central government scheme that aims to provide financial assistance and other support to skilled artisans and craftsmen in India. The scheme is designed to help these artisans and craftsmen upgrade their skills, improve their businesses, and create more employment opportunities.

PM Vishwakarma Yojana Eligibility

To be eligible for the PM Vishwakarma Yojana, you must meet the following criteria:

• You must be a self-employed artisan or craftsman working in one of the 18 designated family-based traditional trades listed below:
  • Wood Based
    • Carpenter (Suthar)
    • Boat Maker
  • Iron / Metal Based / Stone Based
    • Armourer
    • Blacksmith (Lohar)
    • Hammer and Tool Kit Maker
    • Locksmith
    • Sculptor (Murtikar, Stone Carver), Stone Breaker
  • Gold / Silver Based
    • Goldsmith (Sunar)
  • Clay Based
    • Potter (Kumhaar)
  • Leather Based
    • Cobbler(Charmakar) / Shoesmith / Footwear Artisan
  • Architecture / Construction
    • Mason (Raaimistri)
  • Others
    • Basket / Mat / Broom Maker / Coir Weaver
    • Doll & Toy Maker(Traditional)
    • Barber (Naai)
    • Garland Maker (Malakaar)
    • Washerman (Dhobi)
    • Tailor (Darzi)
    • Fishing Net Maker
• You must be at least 18 years old on the date of registration.
• You must be an Indian citizen and resident of India.
• Only one family member can apply for the Scheme and be eligible for benefits under it. A “family” for purposes of receiving benefits under the Scheme is defined as the husband, wife, and unmarried children.
• A person who is employed in any government service (Central/State) and the family members of that person cannot avail of the benefits of the scheme.
• The beneficiary must be working in the eligible trades at the time of registration and must not have benefited from loans under PMEGP, PM SVANidhi, MUDRA, or other credit-based programmes for self-employment or business development offered by the Central Government or State Governments within the last five years. 
• The recipients of MUDRA and SVANidhi, on the other hand, who have fully returned their loans, will be qualified under PM Vishwakarma. This five-year period will start counting from the day the loan was approved.

To know more detail about eligible Trade please visit: 

PM Vishwakarma Yojana Benefits

The PM Vishwakarma Yojana provides a number of benefits to eligible artisans and craftsmen, including:

• Collateral-free loans: Artisans and craftsmen can avail collateral-free loans up to ₹3 lakh at an interest rate of 5% per annum for a period of four years. These loans can be used to upgrade skills, purchase equipment, or expand businesses.
• Skill training: Artisans and craftsmen can avail skill training in their chosen trade from government-approved institutes.
• Market linkage support: Artisans and craftsmen can get assistance in connecting with buyers and markets for their products.
• Incentives for digital transactions: Artisans and craftsmen can avail incentives for using digital payments and online marketing platforms.

How to apply for the PM Vishwakarma Yojana

To apply for the PM Vishwakarma Yojana, you can visit the website of the Ministry of Micro, Small and Medium Enterprises (MSME) or contact the nearest Common Service Centre (CSC). You will need to provide the following documents:

• Aadhaar card
• Voter ID card
• PAN card
• Domicile certificate
• Bank account details
• Income certificate (optional)
• Caste certificate (optional)

Conclusion

The PM Vishwakarma Yojana is a valuable opportunity for skilled artisans and craftsmen in India to access financial assistance, skill training, and other support to improve their businesses and create more employment opportunities. If you are an artisan or craftsman who meets the eligibility criteria, I encourage you to apply for the PM Vishwakarma Yojana today!